To receive a bonus, you’ll usually need to either satisfy a minimum deposit requirement or receive qualifying direct deposits. Typically, bonuses take the form of cash deposits.

Citigold® Checking Account $1,500 offer (Forbes Advisor rating = 4.0 stars)Ī bank sign-up bonus is a financial incentive offered by banks and credit unions to encourage people to open a new account.

Citi Simplified Checking account $1,500 offer (Forbes Advisor rating = 4.2 stars).

These highly rated Citi bonuses require an opening deposit of $200,000:

Citi Regular Checking $2,000 offer ( Forbes Advisor rating = 4.6 stars): Monthly maintenance fee of $15 waived for three months after account opening or with a Relationship Tier or each month the account has $250+ in Enhanced Direct Deposits.

Citi Priority Account $2,000 offer ( Forbes Advisor rating = 4.7 stars): Monthly maintenance fee of $0 but you must maintain a balance of at least $30,000.

Citigold® Checking Account $2,000 offer ( Forbes Advisor rating = 4.8 stars): Monthly service fee of $0 but you must maintain a balance of at least $200,000.

These promotions also require you to deposit $300,000 in a new account within 20 days and maintain that balance for 60 additional days. Both accounts waive the monthly fee in the month of account opening and for three months after account opening or with $250 in Enhanced Direct Deposits.Ĭitibank has several more checking account welcome offers that earn high ratings in our best bank bonuses study. The Citi Access checking account and Citi Regular Checking account charge $5 and $15 monthly maintenance fees, respectively.

Then, you must maintain that balance for 60 additional days.

To qualify for the Up to $2,000, you must open a new Citi Simplified Checking account and deposit at least $300,000 in new-to-Citibank funds within the first 20 days. (Details below pertain to the New York ZIP code of 10001.) However, Citi® bonus offers vary by ZIP code, and this promotion may not be available in your area. This Citi® promotion tops our ranking of the best bank bonuses and is one of the biggest checking account offers on the market.

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